Tax Code 0T Explained

Name: PayslipIQ
Author: PayslipIQ

No personal allowance: all income is taxed

This is an emergency or non-standard tax code. If you see this on your payslip unexpectedly, contact HMRC on 0300 200 3300 to check it is correct.

0TZero Allowance

What does 0T mean?

You have no tax-free allowance. All income is taxed using standard rate bands (20%, 40%, 45%). Often used when HMRC lacks information to assign a proper code, or when your allowance is fully consumed by benefits in kind.

Annual tax-free allowance

£0

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Example

A new starter who has not provided a P45 or completed a starter checklist.

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Disclaimer: PayslipIQ provides educational guidance only. It is not financial, tax, or legal advice. Figures are estimates based on the data you entered. Always verify against your employer's payroll, your HMRC personal tax account, or a qualified adviser before making decisions.