Terms of Use | PayslipIQ

1. Acceptance of Terms

By accessing and using payslipiq.co.uk (“the Service”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Service.

2. Description of Service

PayslipIQ provides a free, informational payslip analysis tool for UK employees. The Service allows you to enter payslip figures and receive an automated analysis comparing your deductions against published HMRC rates and thresholds.

3. Not Financial Advice

The Service is provided for informational purposes only. PayslipIQ does not provide financial, tax, legal, or accounting advice. The analysis results are automated estimates based on the data you provide and may not account for all individual circumstances. You should not rely solely on our analysis to make financial decisions. Always consult HMRC or a qualified professional for definitive guidance.

4. Accuracy

While we strive to use accurate and up-to-date HMRC rates and thresholds, we do not guarantee the accuracy, completeness, or reliability of any analysis results. Tax calculations can be complex and depend on factors that may not be captured by our tool.

5. User Responsibilities

You agree to:

Provide accurate payslip figures when using the analysis tool.
Use the Service only for lawful purposes.
Not attempt to reverse-engineer, exploit, or disrupt the Service.
Not use automated tools to make excessive requests to our API.

6. Rate Limiting

To ensure fair access, the analysis tool is limited to 5 requests per hour per user. This limit may be adjusted at our discretion.

7. Intellectual Property

All content on payslipiq.co.uk, including text, guides, design, and code, is the intellectual property of PayslipIQ unless otherwise stated. You may not reproduce, distribute, or create derivative works without our written permission.

8. Limitation of Liability

To the fullest extent permitted by law, PayslipIQ shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Service, including but not limited to financial losses resulting from reliance on analysis results.

9. Availability

We do not guarantee that the Service will be available at all times. We may modify, suspend, or discontinue the Service at any time without notice.

10. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales.

12. Contact

For questions about these Terms, please contact us via our contact page.