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Pricing

The check is free. The £19 report is for when you need it in writing.

Checking a payslip costs nothing: no signup, no card. The Pro Report, a written breakdown you can keep or send to payroll, is not on sale yet; it will cost £19, one-off.

Free check

Available now

£0fair use

A plain-English second opinion on a single payslip. No signup. No card.

Check my payslip free
  • Tax code, PAYE, NI, pension and student loan check
  • Net-pay reconciliation
  • Plain-English explanation per line
  • Educational guidance - no signup
  • Fair use: a small number of checks per IP per hour, plus a global daily AI ceiling
  • Image not stored by PayslipIQ

Pro Report

Not on sale yet

£19one-off, when it opens

A clean PDF, anomaly flags and a list of questions to ask payroll. It cannot be bought yet.

Email me when it opens
  • Everything in Free check
  • Downloadable PDF report
  • Anomaly flags and review notes
  • Questions to ask payroll
  • Verification checklist (HMRC, scheme, payroll)
  • Useful for mortgage files, payroll queries and personal records

For employers

Not available yet

In development

Pay-run checks for UK payroll teams, bureaus and accountants. Planned, not live.

See PayslipIQ for Business
  • Planned: bulk Pro Report generation
  • Planned: white-label option for accountants and brokers
  • Planned: API access for payroll and mortgage workflows
  • Planned: bureau dashboard

Get told when the Pro Report opens

One email when it goes on sale

You will also get the monthly UK payroll explainer. Nothing is charged, and you can unsubscribe in one click.

One email a month. No spam. Unsubscribe in one click.

When the Pro Report is worth it

The Pro Report is useful when:

  • You think your tax code is wrong.
  • Your net pay suddenly dropped.
  • Your pension or student loan deduction looks too high.
  • You need a clean PDF for a payroll query, mortgage file or personal records.
  • You want a plain-English summary of what to ask payroll or HMRC.

Preview the Pro Report

An anonymised, synthetic example of what the Pro Report will contain.

PayslipIQ Pro Report

Monthly UK payslip - anonymised preview

Tax year 2026/27 · Cumulative basis · Synthetic data

  • Tax code explanation

    1257L - standard UK personal allowance £12,570 for 2026/27. Cumulative basis. No emergency suffix. No K prefix.

    Info

  • PAYE explanation

    Period PAYE of £487 sits within ±£15 of the cumulative-basis estimate. Bands crossed: basic rate only.

    OK

  • NI explanation

    Class 1, category A. £213 in line with 8% above the £12,570 primary threshold for the period.

    OK

  • Pension explanation

    Salary sacrifice arrangement. £140 deducted before tax and NI - lowers taxable pay and reduces both. Within auto-enrolment qualifying band.

    OK

  • Student loan explanation

    No deduction this period. If you started repayment recently, expect Plan 5 (post-2023 starter) at 9% above £25,000 annualised.

    Info

  • Anomaly flags

    No critical flags. Soft flag: PAYE estimate slightly above midpoint. Worth a quick check if last month was lower.

    Review

  • Questions to ask payroll

    1. Is my tax code 1257L on a cumulative or Month-1 basis? 2. Has my P45 from the previous employer been processed? 3. Are taxable benefits in kind included in this period?

    Action

  • Verification steps

    1. Compare against last payslip. 2. Sign in to your HMRC personal tax account to view your current code. 3. Confirm pension contribution percentage with your scheme provider.

    Action
Educational guidance only. PayslipIQ is not HMRC, your employer or a regulated adviser. Always verify final figures with your payroll team, HMRC, your pension provider or a qualified professional before acting.
Email me when it opensTry the free check first

Pricing FAQ

Is PayslipIQ free to use?
Yes, with fair use. The core check is free: no signup, no card. Terms limit analysis to a small number of requests per IP per hour and may apply a global daily AI ceiling. The optional Pro Report is a paid one-off, not yet launched.
How much is the Pro Report?
The Pro Report has not launched yet. Joining the list locks launch pricing at £19 as a one-off. It is not a subscription. You will receive a clean PDF, anomaly flags, payroll questions and verification steps.
When is the Pro Report worth it?
When you suspect your tax code is wrong, your net pay has dropped unexpectedly, your pension or student loan deduction looks high, or you need a clean PDF for a payroll query or mortgage file.
Is the Pro Report regulated tax or financial advice?
No. The Pro Report is educational guidance only. PayslipIQ is not HMRC, your employer, a payroll provider, tax adviser, financial adviser, pension adviser or legal adviser. Verify final figures with the relevant party before acting.
Do you offer refunds?
The Pro Report is not on sale yet, so nothing can be charged or refunded today. Its refund terms will be published on this page before it opens. The free check costs nothing.

To check the tax, NI and PAYE lines on your own payslip by hand, see how do I check my payslip is correct?

Educational guidance only. Not regulated tax, legal or financial advice. Not affiliated with HMRC.