Pricing
Free to check. £4.99 to download.
PayslipIQ’s payslip check is free. The optional Pro Report adds a clean PDF, anomaly flags, a list of questions to ask payroll, and a verification checklist. Educational guidance only.
Free check
£0
forever
A plain-English second opinion on a single payslip. No signup. No card.
Check My Payslip Free- Tax code, PAYE, NI, pension and student loan check
- Net-pay reconciliation
- Plain-English explanation per line
- Educational guidance - no signup
- Image not stored by PayslipIQ
Pro Report
£4.99
one-off
A clean PDF, anomaly flags and a list of questions to ask payroll.
Buy Pro Report- Everything in Free check
- Downloadable PDF report
- Anomaly flags and review notes
- Questions to ask payroll
- Verification checklist (HMRC, scheme, payroll)
- Useful for mortgage files, payroll queries and personal records
Bulk / B2B
Talk to us
custom
Volume Pro Reports, white-label, API access and bureau dashboards.
Contact sales- Bulk Pro Report generation
- White-label option for accountants and brokers
- API access for payroll and mortgage workflows
- Bureau dashboard
- Priority support
When the Pro Report is worth it
The Pro Report is useful when:
- You think your tax code is wrong.
- Your net pay suddenly dropped.
- Your pension or student loan deduction looks too high.
- You need a clean PDF for a payroll query, mortgage file or personal records.
- You want a plain-English summary of what to ask payroll or HMRC.
Preview the Pro Report
An anonymised, synthetic example of what you receive - before you pay.
PayslipIQ Pro Report
Monthly UK payslip - anonymised preview
Tax year 2026/27 · Cumulative basis · Synthetic data
- Info
Tax code explanation
1257L - standard UK personal allowance £12,570 for 2026/27. Cumulative basis. No emergency suffix. No K prefix.
- OK
PAYE explanation
Period PAYE of £487 sits within ±£15 of the cumulative-basis estimate. Bands crossed: basic rate only.
- OK
NI explanation
Class 1, category A. £213 in line with 8% above the £12,570 primary threshold for the period.
- OK
Pension explanation
Salary sacrifice arrangement. £140 deducted before tax and NI - lowers taxable pay and reduces both. Within auto-enrolment qualifying band.
- Info
Student loan explanation
No deduction this period. If you started repayment recently, expect Plan 5 (post-2023 starter) at 9% above £25,000 annualised.
- Review
Anomaly flags
No critical flags. Soft flag: PAYE estimate slightly above midpoint. Worth a quick check if last month was lower.
- Action
Questions to ask payroll
1. Is my tax code 1257L on a cumulative or Month-1 basis? 2. Has my P45 from the previous employer been processed? 3. Are taxable benefits in kind included in this period?
- Action
Verification steps
1. Compare against last payslip. 2. Sign in to your HMRC personal tax account to view your current code. 3. Confirm pension contribution percentage with your scheme provider.
Pricing FAQ
- Is PayslipIQ free to use?
- Yes. The core payslip check - including tax code, PAYE, NI, pension and student loan checks - is free. The optional Pro Report is a paid one-off purchase.
- How much is the Pro Report?
- The Pro Report is £4.99 as a one-off. It is not a subscription. You receive a clean PDF, anomaly flags, payroll questions and verification steps.
- When is the Pro Report worth it?
- When you suspect your tax code is wrong, your net pay has dropped unexpectedly, your pension or student loan deduction looks high, or you need a clean PDF for a payroll query or mortgage file.
- Is the Pro Report regulated tax or financial advice?
- No. The Pro Report is educational guidance only. PayslipIQ is not HMRC, your employer, a payroll provider, tax adviser, financial adviser, pension adviser or legal adviser. Verify final figures with the relevant party before acting.
- Do you offer refunds?
- Yes. If the Pro Report did not work for any reason, email refunds@payslipiq.co.uk within 14 days of purchase and we will issue a full refund.
Educational guidance only. Not regulated tax, legal or financial advice. Not affiliated with HMRC.