Ask PayslipIQ · Last reviewed 2026-05-08
How do I check my payslip is correct?
Verify five things: gross pay matches your contracted rate times hours, tax code is the one HMRC has on your personal tax account, NI category letter is correct for your situation, pension and student loan deductions match the schemes you are enrolled in, and net pay equals gross minus the sum of all deductions.
PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, payroll, accounting, pension, benefits or employment advice. Always verify your payslip, tax code, deductions and take-home pay with your employer's payroll department, HMRC, your pension provider, a qualified accountant, tax adviser or another appropriately qualified professional.
You can run all five checks in under a minute using the free checker.
If anything looks wrong, the safest first step is to email payroll with a specific question, citing the line on the payslip. Avoid vague messages; give them the exact number you are querying.
For mortgage applications, get your most recent three payslips plus your latest P60. Lenders verify the math themselves; the Pro Report PDF is a useful summary to send with the application.
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Reviewed by PayslipIQ Editorial. Sources cited where applicable.
PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, payroll, accounting, pension, benefits or employment advice. Always verify your payslip, tax code, deductions and take-home pay with your employer's payroll department, HMRC, your pension provider, a qualified accountant, tax adviser or another appropriately qualified professional.