Yes. Uploading and checking a payslip is free: no signup, no card, no account. Fair use applies: a small number of checks per IP per hour, and a global daily AI ceiling if the service is busy. See Terms.
Payslip Checker — every deduction verified against 2026/27 rates
Upload your payslip. We check tax code, NI, pension and student loan against 2026/27 rates — free, no signup, image not stored.
Photo or screenshotYour image isn't stored by PayslipIQResults in 30 secondsNo HMRC login needed
Private upload
No employer notified
No HMRC login needed
No image stored by PayslipIQEducational guidance onlyPrivacy first: Your image is processed in memory on our servers and is not stored or logged by PayslipIQ. Analysis is performed by Anthropic Claude (our AI provider). Anthropic does not use API inputs to train models, but may retain inputs for up to 30 days for safety review. EXIF metadata is stripped before upload. For extra peace of mind, cover your name and NI number: we only need the figures.
How the payslip checker works
Three steps, about 30 seconds, nothing to install and nothing to sign up for.
1
Upload your payslip
Photo or screenshot — JPEG, PNG or WebP. EXIF metadata is stripped in your browser before anything is sent.
2
We check every line
The AI reads each figure and cross-checks tax code, PAYE, NI, pension and student loan against HMRC 2026/27 rules.
3
Get a plain-English verdict
Each deduction is marked correct, worth checking or potentially wrong — with what to do next if something is off.
What the checker looks at
Every figure on your payslip, cross-checked against HMRC 2026/27 rates and thresholds.
Tax code
Is 1257L right for you, or are you stuck on BR, 0T, W1/M1 or an emergency code that is over-taxing every payday?
Income Tax (PAYE)
Your PAYE deduction recomputed against the 2026/27 bands — including Scottish rates where your code says they apply.
National Insurance
Class 1 employee NI checked against the 8% and 2% bands, with the period-by-period method payroll actually uses.
Pension deductions
Auto-enrolment minimums, salary sacrifice and net-pay vs relief-at-source schemes — and whether the maths adds up.
Student loan
Plan 1, 2, 4, 5 and postgraduate loan deductions checked against the correct threshold for your plan.
Take-home & year-to-date
Net pay reconciled line by line, and YTD figures sanity-checked so mid-year errors do not compound quietly.
Payslip checker questions
Payslip checking for your city or job
Local weightings, sector allowances and role-specific deductions change what a correct payslip looks like. Start from your city or occupation for tailored context.