Free P60 Checker (UK 2026/27)

Got your P60 in the post or via your employer portal? Snap a photo. PaySlipIQ reads every line, checks the tax against your code, and flags whether you might be due a refund.

Privacy: P60 images are processed in memory only and not stored or logged by PaySlipIQ. NI numbers are masked in any output. See Trust Centre for sub-processor disclosure.

P60 ready? Check it now

Upload your P60 photo

PaySlipIQ's AI accepts P60 photos as well as standard payslips. Photo or scan, JPEG/PNG/WebP, max 5 MB. We extract total pay, total tax, NI, and final tax code, then flag potential refunds.

Open the AI checker →

No signup. No file storage. Free.

What we check on your P60

✓Total pay and tax for the year — does the tax actually match what your code should have deducted?
✓Tax code at year-end — emergency codes (W1/M1/X) on a P60 usually mean an unresolved problem.
✓Multiple-employment indicator — "previous employments" figures often hide tax-code mismatches.
✓National Insurance bands — were contributions calculated against the right thresholds (£12,570 LEL, £50,270 UEL)?
✓Refund indicator — a conservative estimate of how much you may be owed, plus what to do next.

P60 vs P45 vs payslip — what's the difference?

Payslip — given every pay period (weekly/monthly).
P45 — given when you leave a job, summarising pay/tax to that date.
P60 — given by 31 May each year, summarising the full tax year (6 April to 5 April).

FAQs

My P60 says I overpaid — how do I claim a refund?

Sign in to your HMRC personal tax account or phone HMRC on 0300 200 3300. HMRC will pay any genuine refund directly. Avoid third-party agents that charge 25-35% — your refund should be 100% yours.

How far back can I claim?

HMRC allow refund claims for the past 4 tax years. For 2026/27 that means going back to 2022/23.

My P60 shows different totals to my last payslip — why?

P60 includes "previous employments" pay and tax — anything from earlier jobs that year. Your last payslip only shows the current employment. If the difference doesn't look right, run our checker and we'll flag it.

P45 decoder →

Leaving a job? Decode your P45 here.

P800 tax calculation →

Got a P800 letter saying you owe or are due a refund? Decode it.

Disclaimer: Educational guidance only. PaySlipIQ does not file tax returns or process refunds — that is between you and HMRC.