Payslip Checker for Plymouth on Tax Code D1

Plymouth is a large urban workforce of around 270k residents in Devon. Median full-time gross pay for the area sits near £29,400 per year (ONS ASHE 2024), and most local employees see their PAYE deducted before they ever check the breakdown. This page focuses specifically on what tax code D1 should look like on a Plymouth payslip. Because D1 is a stable PAYE code, the monthly figures should be broadly consistent across the tax year. England uses the rest-of-UK PAYE bands, so the standard 20% / 40% / 45% rates apply alongside D1.

What does D1 mean for Plymouth workers?

D1 applies a flat 45% to every pound under this employment. In Plymouth, this is most often a second-job code — for example NHS bank shifts at a local trust on top of a substantive role. For most Plymouth employees, D1 should appear in the same place on every payslip, with the deductions tracking smoothly month to month.

D1 is a flat 45% code applied to a second source of income for individuals whose main employment already uses both the basic-rate and higher-rate bands. Most common on supplementary directorships or pensions.

Effective tax + NI rate on this salary: 49.6%. Estimates based on ONS ASHE median earnings 2024 — your actual pay may differ.

Local context for Plymouth

Plymouth payslips use the rest-of-UK PAYE bands: 20% basic up to £50,270, 40% higher up to £125,140, then 45% additional above that. National Insurance for a category-A employee is 8% between the primary threshold and the upper earnings limit, then 2% above. Council tax is settled separately via your local authority and is not a payslip line.

Common payroll questions in Plymouth

Should my Plymouth payslip show tax code D1?

D1 should appear if your circumstances match what HMRC expects for this code (all income taxed at the additional rate of 45%.). On a typical Plymouth salary of £29,400 you would expect roughly £1,103 of income tax per month under this code.

Why does my Plymouth payslip differ from a colleague's on the same code?

Two Plymouth colleagues on tax code D1 can still see different deductions because pension contributions, salary sacrifice, student loan plan, taxable benefits and overtime all sit alongside the tax code. The code only governs the income-tax line. Match the code first, then check pension and NI category, then the variable lines.

How does Plymouth compare to other UK cities for D1 take-home?

Plymouth's take-home tracks the rest-of-UK PAYE table directly. The same gross pay anywhere in England would yield the same income tax and NI; differences across cities come from local pay levels, not the tax code itself.

What should I do if D1 looks wrong on my Plymouth payslip?

Start with your most recent payslip and your latest HMRC P2 coding notice. If the code on your payslip does not match the code on the P2, the employer is the right first call. If they match but the figure looks wrong, contact HMRC on 0300 200 3300 — your tax code is set by HMRC, not by your Plymouth employer. You can also upload your payslip to PayslipIQ for a free instant breakdown.