Payslip Checker for Nottingham on Tax Code SD1

Nottingham is a large urban workforce of around 340k residents in East Midlands. Median full-time gross pay for the area sits near £30,200 per year (ONS ASHE 2024), and most local employees see their PAYE deducted before they ever check the breakdown. This page focuses specifically on what tax code SD1 should look like on a Nottingham payslip. Because SD1 is a stable PAYE code, the monthly figures should be broadly consistent across the tax year. England uses the rest-of-UK PAYE bands, so the standard 20% / 40% / 45% rates apply alongside SD1.

What does SD1 mean for Nottingham workers?

SD1 applies a flat 42% to every pound under this employment. In Nottingham, this is most often a second-job code — for example NHS bank shifts at a local trust on top of a substantive role. For most Nottingham employees, SD1 should appear in the same place on every payslip, with the deductions tracking smoothly month to month.

Scottish equivalent of D1. All income under this employment is taxed at the Scottish higher rate (42% in 2026/27). Used on additional sources of income for higher-band Scottish taxpayers.

Effective tax + NI rate on this salary: 46.7%. Estimates based on ONS ASHE median earnings 2024 — your actual pay may differ.

Local context for Nottingham

Nottingham payslips use the rest-of-UK PAYE bands: 20% basic up to £50,270, 40% higher up to £125,140, then 45% additional above that. National Insurance for a category-A employee is 8% between the primary threshold and the upper earnings limit, then 2% above. Council tax is settled separately via your local authority and is not a payslip line.

Common payroll questions in Nottingham

Should my Nottingham payslip show tax code SD1?

SD1 should appear if your circumstances match what HMRC expects for this code (scottish higher-rate flat code at 42%.). On a typical Nottingham salary of £30,200 you would expect roughly £1,057 of income tax per month under this code.

Why does my Nottingham payslip differ from a colleague's on the same code?

Two Nottingham colleagues on tax code SD1 can still see different deductions because pension contributions, salary sacrifice, student loan plan, taxable benefits and overtime all sit alongside the tax code. The code only governs the income-tax line. Match the code first, then check pension and NI category, then the variable lines.

How does Nottingham compare to other UK cities for SD1 take-home?

Nottingham's take-home tracks the rest-of-UK PAYE table directly. The same gross pay anywhere in England would yield the same income tax and NI; differences across cities come from local pay levels, not the tax code itself.

What should I do if SD1 looks wrong on my Nottingham payslip?

Start with your most recent payslip and your latest HMRC P2 coding notice. If the code on your payslip does not match the code on the P2, the employer is the right first call. If they match but the figure looks wrong, contact HMRC on 0300 200 3300 — your tax code is set by HMRC, not by your Nottingham employer. You can also upload your payslip to PayslipIQ for a free instant breakdown.