Skip to main content

British Army Sergeant on £45,000 - Take-home pay & payslip breakdown

Monthly net pay for a UK british army sergeant earning £45,000 gross, calculated against HMRC 2026/27 PAYE bands and Class 1 employee National Insurance. Assumes 5% of qualifying earnings (£6,240–£50,270) under a net-pay arrangement, so it comes out of gross pay before income tax but not before National Insurance.

Verify my payslip free →

Estimated take-home

£2,864.10/month

£34,369 per year · £660.95 per week

Full deduction breakdown

Tax code 1257L cumulative, England/Wales/NI bands, 2026/27 HMRC rates. Assumes 5% of qualifying earnings (£6,240–£50,270) under a net-pay arrangement, so it comes out of gross pay before income tax but not before National Insurance. On a different arrangement or percentage?

ItemAnnualMonthly
Gross salary£45,000£3,750.00
Personal Allowance£12,570£1,047.50
Income Tax (PAYE)-£6,098.40-£508.20
National Insurance-£2,594.40-£216.20
Pension (5%)-£1,938.00-£161.50
Net take-home£34,369£2,864.10

How does £45,000 compare?

£45,000 sits about 5% below the ONS ASHE 2024 median for a British Army Sergeant (£47,169). This typically corresponds to early-career, part-time or trainee positions in the occupation.

It is also above the UK full-time national median of £37,430 (ONS ASHE 2024).

For context, the 25th percentile for this role sits at £47,169 and the 75th at £53,117 (ONS ASHE 2024). Quirk specific to this occupation: Sergeant is OR-6, £46,022 to £50,598, commanding a platoon of about thirty. The top of the ladder is where a soldier on the base trade supplement first crosses the higher-rate income tax threshold.

Effective deduction rate at this gross: 23.62%. Marginal rate (next pound earned): 28%.

Check your actual payslip

Upload a JPEG, PNG or WebP photo (max 5 MB) and PayslipIQ checks the figures against HMRC 2026/27 PAYE rules.

Upload & check free →

Salary estimates: ONS Annual Survey of Hours and Earnings (ASHE) 2024, full-time gross annual pay by SOC 2020 occupation. Figures rounded to nearest £100.