WORKER TYPE GUIDES
Payslip guides by job type.
Different jobs, different payslip quirks. Pick yours below for a plain-English walk-through of the deductions, codes and pay structures specific to your industry.
Educational estimates only. Not tax, legal, financial, payroll or employment advice. Verify with your employer's payroll team or HMRC.
Pick your worker type
NHS payslip guide
Agenda for Change pay bands, Whitley enhancements, NHS Pension.
Teacher payslip guide
STPCD pay scales, Teachers Pension, fringe and London allowance.
Agency worker payslip
Holiday pay, AWR rights, accrued vs rolled-up holiday.
Umbrella company payslip
Margin, employer NI, apprenticeship levy on the deductions side.
Zero-hours payslip
Variable hours, holiday accrual, statutory rights.
Retail payslip guide
Shift premiums, Sunday pay, weekend uplifts.
Hospitality payslip
Tronc, service charge, tips and the new tipping law.
Construction worker payslip
CIS deduction, gross status, weekly vs monthly pay.
Common questions
Why does my payslip look different from my friend's?
Pay structures vary by industry. NHS uses Agenda for Change banding; teachers use STPCD scales; construction uses CIS; agency workers may have AWR rights. The income tax and NI parts are the same UK-wide, but the pay-build-up varies a lot.
Do all workers get a payslip?
Every employee in the UK is entitled to an itemised payslip showing gross pay, deductions and net pay. Section 8 of the Employment Rights Act 1996 makes this a statutory right. Self-employed contractors do not get a payslip - they get a CIS deduction statement (construction) or just an invoice payment.
Which worker type has the highest take-home?
Take-home depends on gross pay, tax code, pension and student loan more than worker type. That said, contractors operating through a personal service company can sometimes structure pay efficiently (subject to IR35), and salaried workers in higher rate bands save more via pension salary sacrifice.
How do I know if my payslip type is wrong?
Run it through the PayslipIQ Payslip Mistake Checker. Common worker-specific issues: NHS workers on the wrong banding, teachers missing fringe allowance, agency workers with rolled-up holiday paid incorrectly, umbrella workers with margin not disclosed.
Check My Payslip
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Open the toolPayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, payroll, accounting, pension, benefits or employment advice. Always verify your payslip, tax code, deductions and take-home pay with your employer's payroll department, HMRC, your pension provider, a qualified accountant, tax adviser or another appropriately qualified professional.