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Teacher (M1, Newly Qualified) on £26,000 - Take-home pay & payslip breakdown

Monthly net pay for a UK teacher (m1, newly qualified) earning £26,000 gross, calculated against HMRC 2026/27 PAYE bands, Class 1 employee National Insurance and a 5% auto-enrolment pension contribution.

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Estimated take-home

£1,770.97/month

£21,252 per year · £408.68 per week

Full deduction breakdown

Tax code 1257L cumulative; 2026/27 HMRC rates; 5% auto-enrolment pension on qualifying earnings.

ItemAnnualMonthly
Gross salary£26,000£2,166.67
Personal Allowance£12,570£1,047.50
Income Tax (PAYE)2,686.00223.83
National Insurance1,074.4089.53
Pension (5%)988.0082.33
Net take-home£21,252£1,770.97

How does £26,000 compare?

£26,000 sits about 18% below the ONS ASHE 2024 median for a teacher (m1, newly qualified) (£31,650). This typically corresponds to early-career, part-time or trainee positions in the occupation.

It is below the UK full-time national median of £37,430 (ONS ASHE 2024).

For context, the 25th percentile for teacher (m1, newly qualified)s sits at £31,650 and the 75th at £31,650 (ONS ASHE 2024). Quirk specific to this occupation: M1 is the starting pay point for newly qualified teachers in England (Rest of England rates). Teachers Pension at 7.4% tier. London rates differ: Inner London adds c.£6,000, Outer London c.£3,000.

Effective deduction rate at this gross: 18.26%. Marginal rate (next pound earned): 32%.

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Salary estimates: ONS Annual Survey of Hours and Earnings (ASHE) 2024, full-time gross annual pay by SOC 2020 occupation. Figures rounded to nearest £100.