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British Army Private (Trained) on £26,000 - Take-home pay & payslip breakdown

Monthly net pay for a UK british army private (trained) earning £26,000 gross, calculated against HMRC 2026/27 PAYE bands, Class 1 employee National Insurance and a 5% auto-enrolment pension contribution.

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Estimated take-home

£1,770.97/month

£21,252 per year · £408.68 per week

Full deduction breakdown

Tax code 1257L cumulative; 2026/27 HMRC rates; 5% auto-enrolment pension on qualifying earnings.

ItemAnnualMonthly
Gross salary£26,000£2,166.67
Personal Allowance£12,570£1,047.50
Income Tax (PAYE)2,686.00223.83
National Insurance1,074.4089.53
Pension (5%)988.0082.33
Net take-home£21,252£1,770.97

How does £26,000 compare?

£26,000 is essentially in line with the UK median for a british army private (trained) (£25,822), so a payslip at this gross is what most peers in the role would expect to see.

It is below the UK full-time national median of £37,430 (ONS ASHE 2024).

For context, the 25th percentile for british army private (trained)s sits at £25,822 and the 75th at £35,835 (ONS ASHE 2024). Quirk specific to this occupation: Private pay starts at £25,822 (Year 1 Trained) rising through annual increments. X-factor allowance (14.5% of basic) included in headline. AFPS 15 pension is non-contributory - no employee deduction.

Effective deduction rate at this gross: 18.26%. Marginal rate (next pound earned): 32%.

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Salary estimates: ONS Annual Survey of Hours and Earnings (ASHE) 2024, full-time gross annual pay by SOC 2020 occupation. Figures rounded to nearest £100.