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Check My Payslip

The 19 euro Irish payslip health report

A one-shot, premium PDF you can save, share with your accountant, or attach to a mortgage application. No subscription required.

Run a free check first

What is in the Pro Report

  1. Cover page with your name (you control what appears), pay reference period, and a top line health score from 0 to 100.
  2. Line by line breakdown of gross, PAYE, USC, PRSI, pension, and net pay. Each value is reconciled against 2026 Irish rules.
  3. Anomaly explanation: if anything diverges by more than 1 euro from expectation, we explain the likely cause in plain English.
  4. Tax credit utilisation: Personal Tax Credit (2,000 euro), PAYE Credit (2,000 euro), and any extras visible on the slip.
  5. USC banding: 0.5% on first 12,012 euro, 2% next, 4% middle, 8% over 70,044 euro, applied to your year-to-date gross.
  6. PRSI status: confirmation of Class A1 at 4.1% from January to September 2026, and 4.2% from 1 October onwards.
  7. Pension utilisation: compared against your age-related limit (15% under 30, up to 40% at 60+) capped at 115,000 euro of relevant earnings.
  8. 12 month projection: assuming no salary change, your projected annual gross, net, and Statement of Liability outcome.
  9. Mortgage-ready income summary: a one-page appendix designed for AIB, BOI, PTSB, Avant Money, and Finance Ireland affordability checks. Stated annual income, emergency tax adjustments, regular non-base elements (overtime, allowances, BIK).

How it works

  1. Upload one or more payslips, or use manual entry.
  2. Pay 19 euro through Stripe (Apple Pay, Google Pay, card).
  3. The report renders to PDF in roughly 90 seconds.
  4. Download from your dashboard, valid for 12 months.

Worked example

Cian, 38, a Dublin software engineer earning 70,000 euro a year, runs a Pro Report after his employer changed payroll provider. The report flags:

  • USC was applied at the 4% rate to a portion that should have been 2%, costing him roughly 80 euro over two months.
  • His pension headroom is 9,800 euro for the year (he is on 6%, his age-related limit is 20%).
  • His mortgage-ready figure (78,400 euro stated) factors in 8,400 euro in regular variable allowances.

The PDF is accepted by his broker without follow-up questions.

Who buys the Pro Report

  • First-time buyers preparing a mortgage application.
  • Workers switching jobs and reconciling final and first payslips.
  • Anyone planning a one-off AVC top-up before the 31 October deadline.
  • Workers who suspect something is off but do not want a subscription.

Refunds

If the report fails to generate or the data is unusable, we refund in full within five working days. Once delivered, the report is non-refundable, in line with the digital content rules of the EU Consumer Rights Directive (you waive the cooling-off period at checkout).

Need ongoing tracking? See payroll monitor. Want full Pro features? See pricing.

The Pro Report is educational and informational only. It is not regulated tax, legal, mortgage, or financial advice. Lenders may ask for additional documentation.